• GCU will be closed on Wednesday, December 25th in observance of Christmas Day, but you can still access your accounts 24/7 via our Online Mobile Banking services, and by calling us anytime at 505-982-8942 or 800-540-5382.
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Overdraft Protection

Never Worry About Overdrawing Again

 

Life happens, and sometimes we forget about automatic payments or miscalculate our budgets. Guadalupe Credit Union understands the challenges you face, and we’re here to help with our Overdraft Protection service. This service uses funds from your other qualified GCU accounts to cover any insufficient funds in your checking account, giving you peace of mind.

 

Why Choose Overdraft Protection?

  • Peace of Mind: Rest easy knowing that unexpected expenses and overdrawn accounts are covered.
  • Automatic Transfers: Funds are automatically transferred from your linked accounts to cover insufficient funds in your checking account.
  • Flexible Options: Link multiple accounts to your checking account for maximum coverage.

Qualified Accounts for Overdraft Protection:

  • Savings Account
  • Special Savings Account
  • Money Market Account
  • Personal Line of Credit

 

Confident couple with overdraft protection

You can link more than one account to cover your transactions. Choose which qualified accounts you want to link to your checking account, in addition to your Savings Account, which is automatically linked.

 

Set Up Your Free Overdraft Protection Today!

Setting up Overdraft Protection is easy. Simply call us at 505-982-8942, 1-800-540-5382, or visit one of our local GCU locations, and we’d be happy to assist you.

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Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
 
Routing Number: 307084347
 
Federally Insured by NCUA
Equal Housing Opportunity
NMLS # 709308
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