Lock In Your Rate
Rates as low as 3.99% APR1 — secure yours before it’s gone.
At Guadalupe Credit Union, our auto loans are built to help you save more and stress less — with competitive rates, local service, and no payments for 90 days.2 Whether you’re eyeing something brand new or refinancing from another financial institution, now is the time to lock in your rate before it’s gone.
Why Choose a GCU Auto Loan?
- Rates as low as 3.99% APR1: Secure our lowest available rates while they last.
- No Payments for 90 Days: Buy or refinance now and take the stress off your budget for three months.2
- Pre-Approvals: Shop with confidence knowing your financing is ready to go.
- Flexible Financing: Finance up to 125% on both new and used vehicles.
- Extra Protection: Drive with confidence — add GAP, Debt Protection, or Mechanical Repair Coverage. Get the details here.
Ready to Lock It In? Apply online now and hit the road with confidence.
Have Questions? Fill out our contact form below and a GCU loan officer will reach out to help you through your options.
Need to Upload Your Proof of Insurance? Submit it securely or check your insurance status using our online portal. Click here to upload documents
¹APR = Annual Percentage Rate. “As low as 3.99% APR” reflects our lowest possible rate and is not available to all applicants; your actual APR may be higher and is based on credit qualifications and loan terms. Subject to member eligibility and credit approval. Minimum refinance balance of $10,000 required for refinances from another financial institution (current GCU auto loans do not qualify), or must be a new auto purchase. ²First payment deferred for 90 days — interest accrues from contract date. Offer valid through December 31, 2025, and may change or end at any time. GCU is an Equal Opportunity Lender.
If you still have questions or if you would like us to contact you, please fill out the Contact Form below.
