Guadalupe Credit Union Mortgages
Explore All Our Mortgage Solutions in One Convenient Place
At Guadalupe Credit Union, we understand that each member's journey to homeownership is unique. From first-time homebuyers to experienced homeowners, our mortgage options are tailored to fit your goals. Let us guide you every step of the way to make your dream of homeownership a reality.
Mortgage Solutions Tailored to You
First-Time Homebuyer Program
Embark on your homeownership journey with confidence. Our programs are designed to make buying your first home stress-free, with:
- Personalized rate quotes.
- Easy-to-use purchase calculators.
- A streamlined application process.
Fixed-Rate Mortgages
Enjoy stability and predictability with fixed-rate loans available in 10-year and 30-year terms:
- Fixed monthly payments.
- Competitive rates tailored to your financial goals.
Vacant Land Loans
Looking to buy land in New Mexico? We’ve got you covered with:
- Financing up to 75% of the property value.
- Flexible terms for properties in select counties.
Home Equity Line of Credit (HELOC)
Leverage your home’s equity with a HELOC for:
- Flexible access to funds as needed.
- Competitive rates and credit limits.
- Payment options to suit your financial needs.
Manufactured Home & Land Loan Packages
Simplify your purchase with our comprehensive packages:
- Financing for manufactured or modular homes and land.
- Streamlined loan processes for faster approvals.
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Plan with Confidence Using Our Mortgage Calculators
Take the guesswork out of your mortgage planning. Use our helpful tools to make informed decisions:
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What Will My Payment Be?
Estimate your monthly mortgage payments based on loan amount, interest rate, and term.
Calculate My Payment -
How Much Can I Afford?
Determine the price range of homes that fit your budget by analyzing your income and debts.
Calculate How Much I Can Afford
Ready to Apply?
Get started today! Apply online, email our mortgage team, or fill out the form at the bottom of this page for personalized assistance. One of our mortgage experts will contact you promptly to guide you through the process.
Contact Our Mortgage Team
• Email: mortgages@guadalupecu.org
• Phone: 505-216-0518
Start Your Application
Click to begin your journey toward homeownership. Apply Now Online
Compliance and Support
Reconsideration of Value
Attn: Mortgage Department
3601 Mimbres Lane
Santa Fe, NM 87507
Error Resolution (RESPA Compliance)
For mortgage error resolution requests, send a written request to the same address above.
Needing to Upload Your Proof of Insurance?
You can use our secure site to:
- Submit your proof of insurance.
- Check the status of your insurance.
- View insurance history.
You’ll also find answers to the most commonly asked insurance questions. Submit Your Insurance Documents Here
Join a Trusted Community Partner
Guadalupe Credit Union is more than a financial institution—we’re your partner in achieving homeownership. With personalized support, competitive rates, and a commitment to your success, we’re here to empower you every step of the way.
Let’s make your dream of homeownership a reality. Apply Now Online
* Subject to member eligibility and credit approval. Lending restrictions apply, see a loan officer for details. Property must be located in Santa Fe, San Miguel, Río Arriba, Bernalillo, Sandoval, Torrance, Taos, Mora, or Colfax counties. GCU is an equal opportunity lender and an equal housing opportunity lender. NMLS # 709308. If you have any questions, please email us, fill out the form below, or call us at 505-216-0518.
