Business Checking Accounts
Flexible accounts that grow with your business
Whether you’re just starting out or managing a growing business, Guadalupe Credit Union has checking solutions built to support you every step of the way. Explore three options built for different business needs, all with the local service and personal support you can count on.
Compare at a Glance
| Feature | Small Business Checking | Worry-Free Business Checking | Worry-Free Business Plus |
|---|---|---|---|
| Monthly Maintenance | $9.99 (Waived with $500 balance1) | $14.99 | $29.99 |
| Credit Transactions / Month | 10 | 50 | 100 |
| Debit Transactions / Month | 25 | 100 | 250 |
| Excess Transactions | $0.75 each | $0.75 each | $0.75 each |
| Treasury Management Access | Yes (fees apply) | Yes (fees apply) | Yes (fees apply) |
| Business Sense® Benefits | No | Yes | Yes |
1 Minimum daily balance requirement.
Small Business Checking
Perfect for start-ups, side businesses, and solo owners who need clear separation between business and personal finances.
- 10 credit / 25 debit transactions included monthly
- Visa® Debit Card included
- Free Online & Mobile Banking
- E-Statements for easy recordkeeping
Monthly Fee: $9.99 (waived with $500 balance)
Worry-Free Business Checking
Everyday checking designed for established businesses with steady activity and straightforward needs.
- 50 credit / 100 debit transactions included monthly
- Flexible check writing
- Free Online & Mobile Banking
- Business Sense® Benefits included
Monthly Fee: $14.99
Worry-Free Business Plus Checking
Built for growing businesses with higher transaction volumes that want added protection and premium benefits.
- 100 credit / 250 debit transactions included monthly
- Premium support features
- Free Online & Mobile Banking
- Business Sense® Benefits included
Monthly Fee: $29.99
Business Sense® Benefits
Included at no extra cost with Worry-Free Business and Worry-Free Business Plus accounts:
- Data Breach Solutions
- Small Business Monitoring
- Legal Services Access
- Private WiFi® protection
For both the business owners and its employees:
- Identity Theft Protection & Monitoring
- Credit Report & Score Access
- Cell Phone Protection
- Telehealth and Health Discounts
- Travel, Shopping, and Rewards
Registration/activation required for some services. Terms, limits, and exclusions apply. Not insurance. See guide to benefits for full details.
How to Open Your Account
Download the complete checklist that shows all the necessary verifications, requirements and documents needed to get the process started.
DOWNLOAD CHECKLIST (BILINGUAL)
Grow with GCU
- Business Loans: Financing for equipment, vehicles, and growth needs.
- Financial Coaching: Free, personalized support for budgeting and planning.
Federally insured by NCUA. Business Sense® benefits are provided with eligible accounts through third-party providers; terms and exclusions apply.
If you still have questions or if you would like us to contact you, please fill out the Contact Form below.
