• Our Española branch is now closed as we prepare to open our new location. In the meantime, members can visit any other GCU branch or use shared branching at Zia Credit Union (707 Riverside Dr., Española). For updates, visit guadalupecu.org/newbranch.
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Savings & Checking Rates

Savings Accounts
Effective Date: December 5, 2023
TypeMinimumDividend RateAPY (Annual Percentage Yield)*
All savings accounts must have a minimum $100.00 balance in order to accumulate dividends.
Members Savings Account $5.00 0.10% 0.10%
Christmas club No minimum amount to open. No low balance fee.** 0.10% 0.10%
Special Savings No Minimum Amount To Open. No Low Balance Fee. Free Withdraws. 0.10% 0.10%
Car Maintenance No Minimum Amount To Open. No Low Balance Fee. Free Withdraws. 0.10% 0.10%
Round-Up Savings No Minimum Amount To Open. No Low Balance Fee. Free Withdraws. 0.10% 0.10%
Systematic Club No Minimum Amount To Open. No Low Balance Fee. Free Withdraws in April, Otherwise $15.00 Each.*** 0.10% 0.10%
*APR/APY not tiered to a balance range. **Fee-free withdrawals Oct. - Jan. ***Free withdrawals in April, otherwise $15.00 each.

Money Market Accounts
Effective Date: December 5, 2023
Money Market Accounts: Maintain Min. Bal. To Avoid $5.00/Mo. Low Bal. Fee
TypeMinimumDividend RateAPY (Annual Percentage Yield)
Money Market Account (A Minimum Balance of $ 1,000.00 is Required)
Bal. Range ($1,000.00 - $10,000.00) Minimum $ 100.00 Withdrawal 0.10% 0.10%
Bal. Range ($10,000.01 - $25,000.00) Minimum $ 100.00 Withdrawal 0.15% 0.15%
Bal. Range ($25,000.01 - $50,000.00) Minimum $ 100.00 Withdrawal 0.25% 0.25%
Bal. Range $50,000.01 or greater Minimum $ 100.00 Withdrawal 0.30% 0.30%

Premier Money Market Accounts
Effective Date: December 5, 2023
Premier Money Market Accounts: Maintain Min. Bal. To Avoid $10.00/Mo. Low Bal. Fee
TypeMinimumDividend RateAPY (Annual Percentage Yield)
Money Market Premier Account ($10,000.00 Minimum Balance Required)
Bal. Range ($10,000.01 - $25,000.00) Minimum $ 1,000.00 Withdrawal 0.15% 0.15%
Bal. Range. ($25,000.01 - $50,000.00) Minimum $ 1,000.00 Withdrawal 0.25% 0.25%
Bal. Range. ($50,000.01 - $75,000.00) Minimum $ 1,000.00 Withdrawal 0.30% 0.30%
Bal. Range. ($75,000.01 - $100,000.00) Minimum $ 1,000.00 Withdrawal 0.35% 0.35%
Bal. Range $100,000.01 or greater Minimum $ 1,000.00 Withdrawal 0.40% 0.40%

Checking Accounts
Effective Date: December 5, 2023
TypeMinimumDividend RateAPY (Annual Percentage Yield)
Investment Checking $1,000.00* 0.10% 0.10%

* Investment Checking: Maintain Min. Bal. To Avoid $10.00/Mo. low balance fee.
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Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
 
Routing Number: 307084347
 
Federally Insured by NCUA
Equal Housing Opportunity
NMLS # 709308
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