Grow and protect

 

Guadalupe Credit Union offers a number of options for saving for the long-term and earning a greater return on your higher balances. Our retirement and other investment accounts offer competitive rates and the peace of mind that comes from knowing your money is federally insured.

 

Certificate of Deposit Choices

 

Share Certificates (CDs)

Our share certificates are available in terms from 3 months to 2 years. We strive to offer the best rates in Santa Fe. We even match rates from other local institutions! Open online through Home Banking »
Best rates for long-term savings
3-month, 6-month, 12-month and 24-month terms available
$500 minimum balance
Higher rates for members age 65+
Early withdrawal penalty applies
See current rates »

Current Specials

These special terms are offered for a limited time only!

7-month and 13-month CDs available at premium rates for a balance of at least $1,000.00
18-month Direct Deposit Certificate: qualify for higher rates and a low minimum balance when you set up regular additions to this certificate through Direct Deposit or scheduled ACH electronic deposits.
Early withdrawal penalty applies
See current rates »

Youth Certificates

Savers age 18 and under qualify for a special 12-month Youth Certificate with a low minimum balance and the option to add additional deposits at any time. This is a great way for young members to earn the highest rate on their savings for college, a new car, senior class trip, or other long-term goal.

Member must be 18 or under to qualify
12-month term
$250.00 minimum opening balance
New money can be added to the certificate at any time
Early withdrawal penalty applies
See current rates »

More options to grow your money

Money Market

For members who maintain high balances but need quick access to their cash, our Money Market Account is a great fit. Tiered rates mean the more you save, the more you earn. See current rates »

Minimum balance: $1,000
Tiered rates for higher balances (see current rates for details)
Up to 3 free check withdrawals, or 6 total withdrawals/transfers in a month.
Minimum withdrawal: $100

Premier Savings

Great dividend rates with few restrictions for high balance savings. Premier Savings offers our highest tiered rates for savings accounts. See current rates »

Minimum balance: $10,000
Tiered rates for higher balances (see current rates for details)
Up to 3 free check withdrawals, or 6 total withdrawals/transfers in a month.
Minimum withdrawal: $1,000

Individual Retirement Accounts (IRAs)

See current rates »

IRA Club Savings
This is the perfect account if you’re just getting started, if you need time to build up the $500 minimum for an IRA Certificate, or to receive your mandatory distributions.

$100 minimum balance
Traditional and Roth options available (Which one should I choose?)IRA Certificates

Earn highest rates available
$500 minimum balance
12-month, 18-month and 24-month terms available
18-month certificate allows additions of new money during the term
Traditional and Roth options available (Which one should I choose?)