Worry-Free Checking with IDProtect®

An account that offers personal protection and peace of mind.  To learn more click here.

Simple Checking

Our most flexible checking option. This account is all about simplicity. The simple checking account is free with e-statements, paper statements are available at an additional $1.00 a month fee, and also includes free unlimited check writing and a free VISA® debit card for quick access to your cash worldwide. And best of all? No minimum balance.

Investment Checking

Earn dividends on your checking account. Investment checking requires a higher minimum balance and pays dividends.

Second Chance Debit

Have you had trouble getting approved for a debit card? We want to give you a second chance. Our Second Chance Debit Card offers you many of the benefits of a regular debit account.


Worry-Free Checking Simple Checking Investment Checking Second Chance Debit
Ideal for Members who want an additional layer of protection. Members who like things simple and flexible. Members who want to earn dividends on your balance of $1,000 or more and quick access to cash at any time. Members with problematic accounts which have prevented them from opening a checking account
VISA® debit card
Use anywhere VISA® is accepted and at over 30,000 fee-free ATMs nationwide
Unlimited check writing
Minimum balance None None $1,000.00 None
Free online Home Banking
Free eStatements
Electronic Bill Pay Free with eStatements enrollment and at least quarterly use, or $8.00/month Free with eStatements enrollment and at least quarterly use, or $8.00/month Free with eStatements enrollment and at least quarterly use, or $8.00/month
Earns dividends
See rates >>
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Conditions & Fees Monthly fee of $3.95 which includes IDProtect® services. Paper statements available at an additional fee of $1.00/month. No monthly fee. Subject to $10.00/month low balance fee if balance falls below minimum. $10 monthly fee, no shared branching access, no courtesy pay; can change to free checking after 12 months in good standing